Helping Homebuyers

Utah Housing loans allow an eligible borrower, to borrower their down payment and closing costs. Borrowers are able to purchase a home with little or no cash investment at a competitive interest rate.


Income Limits

Sales Price Limits

Down Payment & Closing Cost Help (Second Mortgage)

Up to 6% of the Loan amount can be borrowed for the required down payment and closing costs. The borrowed amount is a second mortgage.

Borrower me be:

First Mortgage must be either an approved FHA or VA loan:

Second Mortgage

is a 30-year fixed rate mortgage with an interest rate 2% above the first mortgage rate.

Contact a UHC approved Participating Lender to qualify